Payment Protection Insurance Claims on loans
PPI is sold on the majority of secured and unsecured loans so the odds are that you have at least one PPI policy that has been mis-sold to you and that you are entitled to a cash refund averaging around £3197. (based on accounts October 2011)
The mis-selling of PPI by the major banks is an enormous scandal that may have affected you and your family.
As an example Alliance and Leicester has been fined £7m amongst other banks such as HSBC and Lloyds. 1st Plus (Carol Vorderman ), Ocean and Picture Loans have already closed down and the government has banned the sale of PPI by all banks, lenders and brokers at the point of sale.
Over the last 10 years millions of these PPI policies have been sold, the banks have made a profit of £billions every year and many millions of people like you have been ripped off by more than £1,000.
The chances are you have at least one PPI claim and its likely you have many more PPI claims. If you have had PPI added to a loan you probably have an excellent chance of recovering most if not all of your money back within a few short months plus interest.
If you can answer yes to one of these then you, may have an excellent chance of winning your PPI claim:
1. The PPI was added to your loan/finance/HP/mortgage with or without your knowledge.
2. The PPI was added to your credit card with or without your knowledge.
3. You didn't want PPI and PPI was added to your loan/ HP/ finance or credit cards.
4. You were told that you had to have PPI on your loan/ HP/ Finance or credit cards.
5. You were 'persuaded' to have PPI on your loan/ HP/ Finance or credit cards.
6. You were self employed/part time/temping/on benefits/on a pension when you took out the loan.
7. You were told that you would receive your money back.
8. You were told you had to take out PPI or you would not get the loan/ finance/ HP.
9. You were told with PPI you had a better chance of being accepted for the loan/ finance/ HP.
10. You felt pressured into taking the PPI.
11. You paid off your loan early and never got PPI refunded.
12. You increased or topped up your loan and the PPI was added automatically.
Even if your loan has been paid off or not we will be able to claim back all the money that it has cost you.
It doesn’t matter if you are self employed, fully employed retired or on benefits. PPI is likely to be there and its highly likely that you wont even know about it.
To make a Payment Protection Insurance claim on past and present loans is very easy. All you need to do is call our number and
• fill in our claims form request and we will send our PPI claims pack in the post to you and you can collect all your past and present loan agreements together and send them off
or
• You can down load our forms and you can print them off yourself and send them with your HP, finance and PCP agreements
And remember its likely that you will have Payment Protection Insurance claims on your car finance, HP, PCP and all your credit cards as well